Shamsh Moosa — Wealth Advisor
I recognize that capital preservation, conservative growth, and tax efficiency are of paramount importance to my clients. This can only be accomplished from a long-term approach to investing while managing risk. My portfolio approach is focused on establishing the optimal asset allocation, sector diversification, and investment selection to provide the best after-tax return possible for your appropriate level of risk. As a value investor, I look for high quality investments that accumulate tax efficient income such as dividends. Every client has unique circumstances and this is important to recognize especially when dealing with corporations and holding companies. It is equally important to fully understand the benefits of tax-deferral accounts such as RRSP’s, RRIF’s, RESP’s and most recently, the Tax Free Savings Account.
My six step advisory process will help you develop a secure personal financial plan.
The process involves:
The optimal goal is to maximize returns within your specific level of risk tolerance, and meet your specific income, liquidity, and tax requirements. The plan you follow will lead to a solution uniquely coordinating the complexities of your entire situation, based on sound financial planning principles. This total financial approach will help you achieve peace of mind by providing trusted advice to meet your financial goals.
Rose Fleming — Senior Associate
Rose has 31 years of experience in the financial services industry which includes 15 years with National Trust (Scotiabank acquired 1995) of which 10 of those years were with their Estates and Trust Department and 10 years with another bank owned investment firm.
Rose’s extensive work history in the financial services industry provides her with the background to handle all administrative aspects of your account, including tax and statement inquiries, cheque requests, quotes, and RRSP questions. Together, we are committed to working with you and providing the highest level of client service.